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RB Mortgage offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide the most common mortgage loans which are Federal Housing Administration (FHA), Veterans Affairs (VA) and Conventional loans: (

Federal Housing Administration (FHA) mortgages are designed to provide low down payment financing and are a great option to consider if you are trying to finance a home with as little cash down as possible. FHA loans provide home buying opportunities for individuals with higher debt-to-income ratios.

Borrowers can benefit from lower down payment and closing cost requirements:

  • Down payment as low as 3.5%
  • Purchase or refinance loan options available
  • Seller can pay up to 6% of closing costs
  • Allows closing costs to come from gift/grant
  • Available in fixed-rate loan options

    Department of Veterans Affairs (VA) mortgage allows qualified veterans the opportunity to purchase a home with special financing options.

    VA benefits include:

  • No down payment for qualified veterans, active duty personnel, reservists and eligible family members
  • Purchase or refinance loan options available
  • Allows closing costs to come from gift/grant
  • Available in fixed-rate loan options

    Conventional mortgages are available to all borrowers and are ideal to those with good or excellent credit. This type of loan typically follows conservative guidelines for credit scores, minimum down payments and debt-to-income ratios.

    Benefits include:

  • Pay low closing costs with no origination fee
  • Down payment as low as 3.00%
  • Purchase or refinance loan options available
  • Seller can pay up to 3% of closing costs
  • Available in fixed-rate loan options
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    Loans subject to credit approval. FHA and VA sample rates quoted above require a 1.00% Loan Origination Fee. Conventional Loans exceeding 80% Loan to Value may require Private Mortgage Insurance (PMI). Rates are based on evaluation of credit history, loan-to-value, and loan term, so your rate may differ. Your final APR may vary based upon customary fees and closing costs which are treatable as interest when calculating your final APR. Rates and terms are subject to change without prior notice; other restrictions may apply.. RB Mortgage loans are available only on property in Texas. NMLS# 862516.